Get from $5,000 to $70,000 Same Day Approval!!
Big banks have big loans, but not every problem needs high numbers. You don’t need a mortgage to fix the kitchen sink or to take advantage of a limited-time bargain. Instead, you’ll find that Breezy Loans is here for you. We offer loans from $300 to $2,000, small loans that are perfect for small and not-so-small issues.
Breezy Loans is an online lender and lender-finder dedicated to setting Australians up with small loans when they need it most. We don’t believe in judging people for their past or their circumstances, and people with bad credit or who are on Centrelink payments are welcome to apply.
Everyone who applies should be able to find small loans with minimal difficulty. If Breezy can’t match you with one of our loans, we’ll have a look for a lender that might suit you better — and at no additional cost. Small loans shouldn’t be a hassle, and we do our best to make it so.
We offer personal loans from $5000 to $50,000. Our process is quick and entirely online, without tricky paperwork or inconvenient waits. All you need to do is take a few minutes to fill out our easy application. Once you’ve submitted, our loan assessors go straight to work, and you’ll have an initial outcome in sixty minutes during business hours.
If you’re approved, we’ll send one of our small loans contracts for you to read. As soon as you’ve signed it, we transfer your funds — you could have access either that day or first thing the next business day, depending on the time. The whole thing is easy-Breezy, and you won’t have to worry about a step.
For anyone looking for small loans, Breezy might be perfect. All you need to apply is four simple things.
● Be eighteen years or older ● Be an Australian citizen/permanent resident ● Have an active mobile number and an email address ● Have been receiving a regular income for the past three months
Really. Signing up for one of our small loans is that simple.
Breezy doesn’t believe applying for small loans should be scary. All you need is to finish our quick application form, which should only be a few minutes, and then relax until we get back to you (only sixty minutes during business hours). Once the contract is finalised, everything is done and you’ll have your loan.
Our loans range from $5000 to $50,000, perfect when you need it fast.
Absolutely! Breezy looks at your current financial responsibility as well as a credit check, so your history is not a problem, and we consider Centrelink to be a potential source of income.
We can help you set up automatic payments from your bank account, so there’s no worry about forgetting. Our repayment terms can last up to twelve months and the direct debits stop as soon as you finish, so everything is taken care of.
Breezy has small loans available for every circumstance, ready and willing to help out. If you think you could benefit from getting in contact with us, apply now and let’s see what we can do together.
Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.
No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.
Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.
Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.
That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?
In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.
Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.
Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours. Office hours: Monday to Friday – 10:00 AM to 05:00 PM Saturday & Sunday – Closed If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.
Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.
Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!
If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.
First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.
At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.
We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.
Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.
Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.
We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.
Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.
Loan Amount $2100 - $4800
Loan term 12 months - 24 months Costs
Example This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.
Loan Amount $16,000 - $70,000
Loan term 12 months - 5 years*
These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.
Example Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.
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