Get from $5,000 to $70,000 Same Day Approval!!
Tired to go through endless documentation when in need of a quick loan? When you are in need of quick finance, we know it can seem like every second counts. Applying for the loan you need, hassle-free, is what you’re after. So, it’s time to apply with Breezy Loans.
A quick loan is a loan product that is intended to take care of your financial emergency. As the name suggests, quick loans get approval in an instant and are disbursed quickly within hours of application. You only need to submit the basic documents and the online application process makes it flexible. With Breezy Loans, if you are unable to match you with a loan product, we’ll do our best to find reliable lenders that may be able to offer quick loans from $300 up to $2,000 within 24 hours of applying online.
● You can apply online ● You will be able to find reliable lenders ● Instant approval ● Quick disbursal ● Minimal documentation ● Automatic repayments ● Flexible repayment structure ● No fee charged to process your application
Apply for the loan: Go to breezyloans.com.au and enter the loan amount and loan term in the loan calculator. Once you click on the ‘Apply Now’ button, you will be taken to an application form.
Complete the form online and agree to the terms and conditions.
Assessment: Once you’ve applied for our quick loans, we will assess your details and connect you with the best available lender as soon as possible.
Approval: After we have approved your application, we will inform you via email and will send you a loan contract.
Accept the loan contract: If you are happy with the terms and conditions, accept the contract.
Receive your funds: Upon accepting your contract, we’ll transfer your funds to your account.
Repay your quick loan: Your repayments will automatically be deducted from your account.
That was easy, right?
To apply you need to comply with our lending criteria.
● You need to be 18 years old ● You need to be an Australian citizen or a permanent resident of Australia ● Regular income for at least three months ● An active valid bank account ● An active Australian phone number and email address ● Not having two or more active personal/payday loans from the last 90 days (excluding home loan and car loan) under your name
Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.
No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.
Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.
Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.
That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?
In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.
Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.
Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours. Office hours: Monday to Friday – 10:00 AM to 05:00 PM Saturday & Sunday – Closed If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.
Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.
Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!
If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.
First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.
At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.
We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.
Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.
Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.
We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.
Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.
Loan Amount $2100 - $4800
Loan term 12 months - 24 months Costs
Example This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.
Loan Amount $16,000 - $70,000
Loan term 12 months - 5 years*
These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.
Example Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.
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