Get from $5,000 to $70,000 Same Day Approval!!
Getting a loan at other lenders can be a hassle. There’s paperwork, waiting times, struggling to get an appointment — the list goes on. Wouldn’t it be nice if there was a way to get easy loans without all the fuss? Well, luckily, there is. Welcome to Breezy Loans, an online lender dedicated to loans with convenience.
Breezy Loans was set up to help Australians access small, easy loans without needing to jump through all the hoops. Our loans go from $5000-$50,000 and depending on when you apply you could have your money by the end of the day. More convenient still is that we give a fair go even to applicants with bad credit or on Centrelink payments.
It’s our goal to help you out, however we need to do that. Even if we don’t approve you for one of our loans today, we can put you in contact with another lender that’s a closer match. We won’t even charge for it, as we believe finding easy loans should be the norm.
Breezy formed our entire application process around being as simple as possible. The most complicated thing you need to do is fill out a form, which should only take a couple of minutes. When you finish, just press submit and relax while our expert loan specialists assess your application.
You should get an initial outcome within sixty minutes if you applied during normal business hours. We’ll send over a digital contract if you’re approved, which only requires a read and a signature on your behalf. Once that’s done, you’ve finished our process for quick and easy loans, and we’ll transfer your funds. The money will be in your account either that day or early morning next business day, depending on when you signed the contract. Pretty simple, huh?
Either Breezy Loans will be your direct lender, or we can help you find easy loans elsewhere.
Our available loans go from $5000 to $50,000.
Filling out our form is only a couple of minutes, and we should have an answer for you within sixty minutes (during business hours).
Repayment plans can go up to twelve months, and we use automatic direct debit payments so you don’t worry about forgetting payments. They’ll even finish automatically when you’re done, being just another convenience in our easy loans.
Breezy has a wide range of easy loans that by now have probably caught your attention. If you’re wondering if you can apply, then don’t worry — all you need is to meet these four simple requirements:
● Are you an Australian citizen/permanent resident? ● Are you eighteen years or older? ● Have you had a steady income for the past three months? ● Do you have a mobile number and email address?
If you answered yes to each question, then Breezy Loans could be the perfect lender for you.
If you still have questions, consider visiting our FAQ for more information on our easy loans, or even check out our ‘how it works’ page to find out about our process. Otherwise, what are you waiting for? Apply today, and discover why ‘easy’ rhymes with ‘Breezy’!
Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.
No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.
Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.
Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.
That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?
In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.
Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.
Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours. Office hours: Monday to Friday – 10:00 AM to 05:00 PM Saturday & Sunday – Closed If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.
Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.
Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!
If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.
First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.
At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.
We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.
Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.
Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.
We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.
Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.
Loan Amount $2100 - $4800
Loan term 12 months - 24 months Costs
Example This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.
Loan Amount $16,000 - $70,000
Loan term 12 months - 5 years*
These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.
Example Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.
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