Breezy Loans, an Australian owned and operated business with an ambition to serve individuals in development through provision of astounding lending services. Our committed team is continuously finding ways to ensure easier access to loan for individuals alongside maintaining high standard of trust, transparency, and integrity throughout the process. Our aim to assist the Australian community in growth & development. Regardless of your credit history, be assured that you will always be welcomed at Breezy Loans for we care about the people we serve.
If you don’t meet our lending criteria, we forward your application to our lending partners to ensure the maximum chances of clients receiving loans to fulfill their needs. Unlike a cash advance or a payday loan, small personal loan repayment plan gives you a breathing space via provision of hassle-free loan access at minimal charges.
We specialise in online lending solutions to ensure you have access to quick finance when you need it the most. Our application process is smartly designed to capture all your relevant data and quickly sort through the right lender for you, so you don’t have to. We are your ideal lenders who aim to provide quality loans to our clients. Whether you are after a small fund top-up to get through payday or an unsecured personal loan, Breezy Loans is your best solution for all hassle-free lending solutions.
Technically, we don’t offer payday loans. However, we do offer flexible repayment terms, and we give all our applicants a fair go - bad credit and all. If you're looking for payday loans no credit check or payday loans instant approval, then opt for a bad credit loan instead! We have a Breezy loan for every occasion. If you’re after a small fund top-up to get you through to payday, we offer unsecured personal loans from $2,000 - $5,000 to be repaid over 12 months. If you’re looking for a something that packs a bit heat, we offer secured personal loans from $5100 to $50,000 to be repaid over a 3-24 month period.
When applying for personal loans, we believe you shouldn’t be in the dark. That’s why we are transparent when it comes to our loan process. We don’t offer loans like payday loans Australia or bad credit payday loans. So, let’s talk about what we do offer. We offer no-nonsense personal loans. Whether you’re planning a romantic getaway for two or catching up on some nasty unexpected bills, Breezy Loans is ready to help. We believe in giving every Aussie a fair go. So, whether you have bad credit or you’re receiving Centrelink, apply with us today and we’ll do our best to help.
Currently, payday loans predominantly make up the market for SAACs. These are small personal loans provided by payday lenders, with flexible eligibility requirements focused on your income and ability to pay back the loan rather than on your credit score.There are a number of requirements that payday lenders are required to adhere to in order to meet their responsible lending obligations.
➤ Are you an Australian Citizen or Permanent Resident of Australia? ➤ Are you at least 18 years old? ➤ Are you earning a minimum of $600 per week from wages? These loans are not suitable for self employed people. ➤ Not on Newstart, Youth Allowance or currently Bankrupt. ➤ Have an active valid Bank account? ➤ Don't have 2 or more than 2 active personal/payday loans from last 90 days. Excluding home loan and car loan.
Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.
Loan Amount $2100 - $4800
Loan term 12 months - 24 months Costs
Example This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.
Loan Amount $16,000 - $70,000
Loan term 12 months - 5 years*
These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.
Example Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.
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