hello@breezyloans.com.au.
Welcome to Breezy loans, your number one destination for small loan assistance. With an aim to provide amazing lending services, we assist Australians who want to attain quick loans via hassle-free loan applications.
We specialise in online lending solutions to ensure you have access to quick finance when you need it the most. Our application process is smartly designed to capture all your relevant data and quickly sort through the right lender for you, so you don't have to.
We are your ideal lenders who aim to provide quality loans to our clients. Whether you are after a small fund top-up to get through payday or an unsecured personal loan, Breezy Loans is your best solution for all hassle-free lending solutions.
When an unexpected expense pops up, it can often be difficult to come up with the cash that you need. When this happens, one of your best options is to utilise the services of a great payday lender. However, we all know that finding the perfect payday loan for your needs can sometimes be a difficult task. Not every payday loan is built the same, and it can take time and effort to find the right lender to work with.
However, here at Breezy, we believe that it doesn't have to be as hard as you might expect. Breezy loans specialise in quick, easy and simple personal loans instead to help you out of a tight bind whenever you need it. Whether you have unexpected household repairs that you need to get sorted ASAP or you get hit with a larger than expected power bill due to the rising costs of living and electricity, Breezy has you covered.
We can also help you out with payday loans that require no upfront credit checks before approval.
We understand that your credit report is an important financial report and we do our best not to impact it until we're sure that you're suitable for one of our financial products.
Breezy does not conduct any upfront credit checks when we begin assessing your application for our $5000 - $70,000 Online Loans. We won't conduct a credit check until the very end of the application process as the final step in our assessment process.
This way, if your application isn't successful this time round or you choose to withdraw your application before we have finished assessing it, your credit score won't be impacted at all. Credit checks are an important aspect of responsible lending practices but we always consider them as just one part of your overall payday loans application.
Our team of Breezy loan specialists are experts at what they do. They may not write payday loans, but they certainly know their way around a personal loan. We are 100% online and dedicated to top-notch customer service. Our clients and their experience are a high priority. We want our service to be a breeze. When the unexpected strikes, turn to Breezy Loans for fast, easy service, without the palaver of a big bank.
Don't jump through hoops for personal finance. Instead, take a peek at our breezy application and see how we work.
Breeze through our 100% online application in minutes. We may not offer payday loans, but we certainly provide top-notch service with a speedy application. Scroll up and fill out our form to get started!
Ideally, you'll hear an outcome in 60 minutes during our regular business hours. However, this time may vary depending on whether we require additional information or not. So, while you're tending to your virtual farm, keep an eye on your email and texts.
If you're approved (congrats!), we'll transfer your moolah directly to your bank account. Times may vary depending on whether your bank plays ball. So, expect your funds in your account the next business day at the latest.
Payday loans are loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle. Personal loans come with a higher term and amount. A security may also required for loan amount more than $5000.
No, we don’t offer payday loans Australia. We do, however, offer flexible loan terms, in line with responsible lending practices.
Yes! We welcome all applicants, no matter what your finances say. We can’t promise to help everyone, but we are more lenient than traditional lenders. So, if you have bad credit, why not apply and see if we can help you.
Yes! If you receive Centrelink payments you may have been knocked back by traditional lenders. However, our team of lending specialists classify Centrelink as regular income as long as you’ve been receiving the payments for at least 3 months.
That’s easy – nothing! Our loan service is 100% paperwork-free. So, no need to worry about submitting any paperwork. We’ll simply ask for your bank account, MyGov and employment info. Don’t worry, it’s nothing scary. We use your bank account and MyGov info to access a read-only copy of your statements, so there’s no need for you to submit any documentation! Breezy, right?
In some cases, we may need to contact your employer. Typically, we do this for new customers, and our team of lending specialists are always discrete and respectful. So, there’s nothing to worry about.
Yes, as part of our responsible lending practices, we do conduct credit checks. However, don’t let this deter you from applying for quick cash.
Applications can be submitted 24/7 via our website; however, our team needs their rest too, so we’ll begin assessing during our office hours.
Office hours:
Monday to Friday – 10:00 AM to 05:00 PM
Saturday & Sunday – Closed
If you apply outside of these hours, you can expect an outcome from our team of loan specialists on the next business day.
Rather than ask “how much can I borrow” ask how much do you need. We want to help, so firstly apply for what you need, and we’ll do our best to bring you a positive outcome. You can borrow from $2100 to $70,000.
Yes, absolutely! We are online lenders that use the latest in safe banking technology to ensure we assess your loan accurately and (most importantly) quickly!
If you’re approved, congratulations! We’ll send you a loan contract, and once you’ve signed on the dotted line, we’ll transfer your cash directly. Apart from your weekly, fortnightly, or monthly repayments, you don’t need to worry about a thing. If you have any questions regarding your current loan, email us at hello@breezyloans.com.au.
First off, we’re sorry you’ve been unsuccessful this time around, but there’s always a next time! We may have said no this time, but we won’t say no forever. You can re-apply after 90 days, and we’ll re-assess your application.
At Breezy, once your loan is approved, we’ll set up a direct debit with your bank account. So, your repayments will automatically be deducted from your account – completely seamless! What a breeze.
We understand that life happens and sometimes you may need to tweak your repayment schedule. If you do, that’s fine, just let our team know at least 24 hours before your next repayment.
Yes. Unfortunately, if you miss a repayment, we will debit your account $27.50. Therefore, to avoid any nasty fees, make sure to have your repayments ready to go in your account before they’re due.
Of course! At Breezy, we believe in flexible loan terms. Therefore, if you find a stroke of luck and you’re able to pay your loan off early, do it and save yourself the interest.
We want our customers to be happy! So, if you have an issue with our service, please feel free to lodge a complaint by emailing us at hello@breezyloans.com.au. We’ll be glad to address any problems or questions you have about our loan service.
You may have heard the saying that if you're good at something you should never do it for free.
If you're currently in the market to buy a home, you may be wondering how your past financial decisions may impact your ability to obtain approval for a home loan.
For many of us, the journey towards good financial health can be a long and winding one.
Look no further than Breezy Loans for quick finance topped with top-notch
customer service and loan specialists who get it.
Loan Amount
$2100 - $4800
Loan term
12 months - 24 months
Costs
Example
This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.
Disclaimer:
These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.
Loan Amount
$16,000 - $70,000
Loan term
12 months - 5 years*
These rates are an example for a loan of $50,000 if borrowing for a term of 5 years.
Example
Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.
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